What you will find
No body would love to find a broken bridge along the way. That's why transition matters!
Learn and discover how to improve financial efficiency for a better future.

“When money realises that it is in good hands, it wants to stay and multiply in those hands.” - Idowu Koyenikan.
Is your money in good hands, does it want to stay and multiply?
At stake is not “how much money you earn?”
It is how educated about money you are that is at stake.
We are all endowed with resources (knowledge, skills, time), but it is how these resources are exploited, developed or used that separate the rich, the middle class and the poor. When my coach told me this, I did not understand or appreciate it, then. But my financial life started to change when I began to …
3 money principles everyone needs to know early in life Read More »
Today, I am introducing to you 30-Day Personal Saving Improvement Challenge Guide as a step-by-step process organised in a way to equip you to learn, undertake saving action-packed activities and implement them to achieve desired results. As a professional Accountant with over 25 years working experience in Finance, Audit and Administration and as a University Secretary …
The 30-day Personal Saving Improvement Challenge Guide Read More »
I am delighted to welcome you to the third essential element in managing transition and retirement change — life-long learning. Remember the first was awareness about life-changes and the second was adaptation and the natural curve. It may be quite helpful to familiarise yourself with Retirement Planning: Where to start from, as it will set …
The life-long learning in transition to retirement Read More »
One day, a facilitator in a workshop asked: Who wanted to listen to a great story? Many of us raised our hands. Then he later asked who wanted to share a great story? There were only two hands up. I remember vividly reflecting on what a great twist there was in the last …
8 recommendations to an empowering wellness living Read More »
Brief about my self. I was born at 8.00am on Friday 18th December 1953 and my Grandfather named me Ssebbanja. At three and a half months on 27th March 1954, I was baptised in church, given the name Petero, by my father and mother, Kitonsa. I completed secondary education at the end of 1973 at …
Retirement Reality: My experience as a physiotherapist Read More »
Personal finances basically involve two elements: inflows and outflows or income and expenditure. In short, it’s about managing the money that comes in or gets out of your pocket. Hard economic times in this context mean difficulty to live within the financial means at your disposal. Michael Hopf once said “Hard times create strong men, …
How to handle Personal Finances in hard economic times. Read More »
As I was writing, gathering and sourcing a series of real-life retirement case stories across the globe, I considered the most important ones at this material time in order to influence and impact your life. The case-stories included here are only those researched and are absolutely necessary to create immediate trigger and thought about transition …
Welcome to the second essential element in managing transition and retirement change – adaptation and the natural curve, remember the first was awareness about life-changes. It may be quite helpful to familiarise yourself with Retirement Planning: Where to start from, as it will set a foundation for retirement planning. Adaptation is commonly used in biology. …
This blog article covers the essential elements of managing transition and retirement change namely: Awareness about life-changes. Adaptation and the natural curve. Life-long preparedness and learning. Body signals and the science around body changes. The essential elements will be serialised beginning with the first one awareness about life-changes and the others will be covered in …
Essential elements of managing transition and retirement change Read More »